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Today, more than ever, it's important to have the best possible team of business professionals working for you. At Forest Park National Bank and Trust, you have our continuing commitment to be your knowledgeable and reliable resource for all your business needs.
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Business Deposit Accounts
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ACCOUNT
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MINIMUM OPENING DEPOSIT
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INTEREST BEARING
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MAINTENANCE FEE
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BALANCE TO AVOID MONTHLY FEE
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COINS/CURRENCY DEPOSITS
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DEPOSIT FEES
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CHECK DEPOSITS
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CHECKS WRITTEN
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ACH DEBIT
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PAPER STATEMENTS/FEE
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BUSINESS PACKAGES
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Business Checking*1
Online Banking
Online Bill Payments
Online Statements
MasterMoneyTM Business Debit Card
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$100
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No
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$17 Monthly
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n/a*2
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$1 per $1,000
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$0.75
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$0.18
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$0.18
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$0.18
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Yes/$3
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e-Business Checking
Online Banking
Online Bill Payments
Online Statements
MasterMoneyTM Business Debit Card
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$100
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No
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$15 Monthly
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Average daily balance $5,000
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$1 per $1,000
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First 100 transactions*3 free in any combination of these four categories, then $0.50 each.
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Yes/$3
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Small Business Checking
MasterMoneyTM Business Debit Card
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$100
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No
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$12 Monthly
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Average daily balance $1,000
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n/a*2
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First 100 transactions*3 free in any combination of these four categories, $0.25 for each transaction between 101 and 200; $0.75 for each transaction over 200.
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Yes/Free
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OTHER BUSINESS ACCOUNTS
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Business NOW*4
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$100
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Yes
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$12 Monthly
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n/a*2
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$1 per $1,000
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$0.75
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$0.18
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$0.18
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$0.18
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Yes/Free
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Business Money Market*5
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$2,500
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Yes
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$10 Monthly
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Average daily balance $2,500
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$1 per $1,000
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5 free; then $0.75 each
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10 free; then $0.18 each
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6 free; then $10 each
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None
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Yes/Free
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Business Savings*5
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$100
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Yes
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$10 Quarterly
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Average daily balance $250
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n/a*2
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15 free; then $0.75 each
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30 free; then $18 each
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n/a*2
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None
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Yes/Free
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Not-for Profit Checking
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$100
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No
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None
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n/a*2
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n/a*2
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None
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None
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None
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None
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Yes/Free
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*1. Business checking accounts will receive an earnings credit that may lower the service charge base. The earnings credit is based on the monthly average collected balance.
*2. Not applicable. Additional fees may be required for special services.
*3. One transaction = one deposit, one deposited check processed, or one written check, one ACH debit.
*4. Business NOW accounts will receive interest based on the average collected balance.
*5. In accordance with Bank Policy we reserve the right to limit the number of checks, telephone transfers, online transfers, and preauthorized electronic transfers to third parties, including Point of Sale transactions from
money market and savings accounts to six per month. Excessive withdrawals over the prescribed limit may result in fees, or change of account type.
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Equal Housing Lender