PERSONAL SAVINGS & INVESTMENT ACCOUNTS
(Refer to our Truth-In-Savings Disclosures for Additional Information)
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Minimum Opening Deposit
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Statements
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Intereste Paid
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Account Requirements
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Maintenance Fee (If account requirement is not met)
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Check Writing Fees
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ATM/Debit Card Access
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Savings Accounts
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Statement Savings*
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$100.00
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Quarterly
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Quarterly
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Average daily balance of $250 to avoid quarterly maintenance fees
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$10 Quarterly
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None
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Yes
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Passbook Savings*
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$100.00
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Annually
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Quarterly
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Average daily balance of $250 to avoid quarterly maintenance fees
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$10 Quarterly
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None
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No
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IRA Savings
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$100.00
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Quarterly
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Quarterly
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Individual Retirement Accounts (IRAs) are subject to limitations and/or penalties imposed by the IRS.
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None
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None
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No
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MoneyBeez*
(Minor Statement or Passbook Savings)
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Any Amount
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Quarterly
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Quarterly
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Up to 17 years old
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None
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None
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No
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Personal Money Market*
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$1,000.00
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Monthly
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Monthly
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Average daily balance of $1,000 to avoid monthly maintenance fees
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$10 Monthly
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6 free debits; then $10 each
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Yes
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Certificate of Deposit
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$1,000.00
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Annually
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Quarterly
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$1,000 minimum daily balance is required to obtain the disclosed annual percentage yield (APY).
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None
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None
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No
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IRA CD
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$1,000.00
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Quarterly
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Quarterly
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Individual Retirement Accounts (IRAs) are subject to limitations and/or penalties imposed by the IRS.
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None
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None
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No
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*In accordance with Bank Policy we reserve the right to limit the number of checks, telephone transfers, online transfers, and preauthorized electronic transfers to third parties, including Point of Sale transactions from money market and savings accounts to six per month. Excessive withdrawals over the prescribed limit may result in fees, or change of account type.
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Equal Housing Lender